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Home warranty for sellers

A home warranty as part of the sale

Some sellers pay for a year of cover for the buyer. Read when it starts, what it excludes and what each claim costs.

30 days
Until cover begins after enrollment and payment
$100
Trade service call fee per claim

Choice Home Warranty, read Oct 2, 2026. See source

What to checkSee the plans
A home inspector checks under a kitchen sink with a flashlight while the homeowner looks on.
On this page
  1. Key facts
  2. What to check
  3. See the plans on the company's site
  4. Before you buy cover for the buyer
  5. Seller warranty questions
  6. Sources

Key facts

  • Choice Home Warranty says its contracts are 100% transferable to a buyer2.
  • Cover begins 30 days after enrollment and payment and typically runs 365 days1.
  • Each claim carries a $100 trade service call fee1.
  • Pre-existing conditions are not covered, so a warranty does not replace disclosures1.

What to check

A home warranty is a service contract that pays for covered repairs of systems and appliances that fail from normal wear and tear1. Sellers sometimes offer one to a buyer; Choice Home Warranty says its contracts are 100% transferable2.

Time the start date. Coverage begins 30 days after enrollment and payment and typically runs 365 days1, so buy early enough that cover is in place when the buyer moves in.

As a concession. Paying for the buyer's warranty is one form of seller concession; the National Association of REALTORS notes that limits on concessions depend on the buyer's lender and state law3. See seller disclosures and concessions.

See the plans on the company's site

How these links work: each button opens the partner's own site. We are not paid for these links today; we may earn a referral fee in the future.

Before you buy cover for the buyer

  • Start date

    Cover begins 30 days after enrollment1.

  • Claim fee

    $100 per claim, paid to the technician1.

  • Plan and add-ons

    Basic or Total, plus options like pool, well pump or septic4.

Seller warranty questions

Does a warranty cover problems I already know about?

No. Known or unknown pre-existing conditions are not covered1. Disclose them.

Can the buyer take over my warranty?

Choice Home Warranty says its contracts are 100% transferable2.

Sources

  1. Home warranty questionsChoice Home Warranty, read Oct 2, 2026
  2. Home warranties for buyers and sellersChoice Home Warranty, read Oct 2, 2026
  3. Consumer Guide: Seller ConcessionsNational Association of REALTORS, read Oct 2, 2026
  4. What's coveredChoice Home Warranty, read Oct 2, 2026

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